Machinery Loans for MSMEs – Low-Interest, No Collateral!
Need Funds for New Machinery? Get Low-Interest MSME Loans Approved Fast, without Security!
₹ 0 + Cr Loan Sanctioned
₹ 0 + Cr Subsidies
0 + Happy Customers
Since 2001
Micro, Small, and Medium-Sized Enterprises (MSMEs) can obtain machinery loans to purchase new machinery or equipment or refurbish existing ones. These loans help manufacturing expand, increase productivity, and adopt the latest technologies.
However, requesting one is complicated. You must select the right banker from multiple options, fill out bank forms, have your credit checked, check interest rates, and submit subsidy claims to the government. It is also important to select the MSME scheme that is tailored to your business needs and provides the maximum benefits.
That’s where SDS Fin Advisory LLP comes in. We don’t just give you financial advice, we also help you through the whole process. Additionally, our CA and MBA experts handle everything, from paperwork to securing loan approval for the purchase of machines for a new factory or enhancing the one you already have.
Our only goal is to help you quickly get loans for machinery at the lowest possible interest rates with little collateral. We also make sure that you don’t miss any government subsidies, such as capital & interest subsidies on the machinery loan for new business under the Aatmanirbhar Gujarat Subsidy Scheme 2022. You’re not just borrowing money when you book our services, you’re also getting help from our experts, from loan processing to crediting subsidies to your account.
Why Choose Us

MSME Special
Specialised in arranging industrial loans under MSME schemes such as CGTMSE & other schemes since 2001.

Strong Network
Dealing with all nationalised, private, cooperative, SIDBI, and NBFCs.

Government Subsidy Experts
Help you get machinery loans with capital & interest subsidies.

End-to-End Support
From paperwork to disbursement of loan & subsidy funds to the account.

Transparent & Quick Approach
Guide you on each step with the right information so that your loan & subsidy approval will be quick and hassle-free.

Maximise Savings
With the lowest interest rate and minimal or no security, we aim to maximise savings for MSMEs.
Need Guidance? Our Experts Are Just a Click Away!
Talk to Our Loan Expert NowFeatures of the Machinery Loan for New Business
| Feature | Details |
|---|---|
| Bank Loan | 75% - 100% of the machinery cost |
| Loan Tenure | 5-7 years |
| Interest Rate | Start from 8.50% |
| Moratorium Period | 6-12 months |
| Collateral Security | Not required under specific CGTMSE & other MSME Schemes |
| Subsidy | Capital & Interest Subsidy under Aatmanirbhar Gujarat Subsidy Policy 2022 |
| Processing Time | 10-30 Working Days |
Sectors We Assist with Machinery Loans
Engineering & Fabrication Units
- Engineering & Fabrication
- Auto Components / Auto Ancillary
- Electrical & Electronics
- Plastic Moulding / Injection Moulding
- Packaging Units
- Tooling and Die Casting
Textiles & Garments
- Spinning & Weaving Mills
- Knitting & Dyeing Units
- Garment Stitching Factories
- Printing & Embroidery Setups
Food & Agro Processing
- Flour, dal, and rice mills
- Cold Storage Units
- Spice & Oil Extraction Plants
- Dairy Processing Plants
- Fruit and Vegetable Processing
Chemical & Pharmaceutical
- API Manufacturing
- Formulation Plants
- Chemical Mixing and Blending Units
- Ayurvedic / Herbal Units
Printing & Paper
- Corrugated Box Units
- Label & Offset Printing
- Paper Cone / Tubing Units
Construction & Building Material
- Fly Ash Bricks / AAC Blocks
- Cement Product Manufacturing
- Precast / Readymix Concrete Plants
Woodworking & Furniture
- Modular Furniture Manufacturing
- Panel Processing Units
- CNC Woodcutting
Other MSMEs
- Renewable Energy Components
- Rubber & Leather Goods
- Metal Works
- Medical Device Manufacturing
- Industrial Automation & Robotics
Want to Know If You're Eligible? Fill out a quick form — it only takes a minute!
Check Eligibility NowOnce you submit, our team will review your details. If you're eligible, we’ll call you to guide you through the next steps.
Case Study ₹1.50 Cr. Machinery Loan for Polyfilms Unit – Dehgam
The unit required a machinery loan of Rs. 1.50 crore for the expansion. Two banks rejected promoters due to insufficient collateral. They contacted us, and we arranged a 100% loan without any collateral security under the MSME machinery scheme. We have prepared their project report with projections and got them to sanction the loan within 10 working days.
₹1.50 Cr. Machinery Loan for Polyfilms Unit – Dehgam
The unit required a machinery loan of Rs. 1.50 crore for the expansion. Two banks rejected promoters due to insufficient collateral. They contacted us, and we arranged a 100% loan without any collateral security under the MSME machinery scheme. We have prepared their project report with projections and got them to sanction the loan within 10 working days.
What Our Clients Say About Us
Ropana Lifescience Private Limited – Gandhinagar
“I was looking for the best machinery loan consultant who can help us get it with the maximum benefits of the subsidy. SDS Fin Advisory LLP arranged the loan for the machinery with the best terms. They took care of the entire process, from documentation to payments, and there was no delay or issue. We are very impressed with their team performance, their follow-up work is excellent.”
Allied Polyfilms – Santej
“SDS Fin Advisory LLP backed my loan for machines, and they did it without asking for collateral security. Their professional team handled all the paperwork and worked effectively with the bank. The entire process was completed quickly, professionally, and without any issues. ”
Raj Roto Flexi Pack – Ahmedabad
“My bank turned down my application twice due to low collateral, but SDS Fin Advisory LLP arranged my loan for machines in a few days. Their service team was quick to respond and assisted me throughout the entire process. ”
Frequently Asked Questions
What is the average interest rate for a machinery loan?
Interest rates typically vary between 8.5% and 11% annually.
How many days does it take for approval and disbursement of the loan?
Machinery loan for new business usually takes 10 to 30 working days to be approved and disbursed. We do documentation, follow up with banks daily, and accelerate processing so your loan approves quickly.
What amount of loan can I receive for machinery?
Most banks provide 75% to 100% financing on machinery costs.
What documents do I need to apply for?
- Machinery quotation
- KYC documents
- Income Tax Returns
- Audited financial statements
- Bank statements
- Purchase orders or GST returns (if applicable)
Our SDS Fin Advisory LLP team sees to it that your papers are thorough and ready for the bank to prevent any delays in processing.
Can I obtain a machinery loan if I have an existing loan?
Yes, prior loans don't bar you from applying. Banks will examine your repayment history and your business cash flow. We assist you in planning the new loan so your EMI remains within reach and doesn't stress your current finances.
Are subsidies or grants offered for machinery loans?
Yes, there are capital subsidies of up to Rs. 35 lakhs and interest subsidies of 5-7% on machinery loan for new business under the Aatmanirbhar Gujarat Subsidy 2022.
Interest rates typically vary between 8.5% and 11% annually.
Machinery loan for new business usually takes 10 to 30 working days to be approved and disbursed. We do documentation, follow up with banks daily, and accelerate processing so your loan approves quickly.
Most banks provide 75% to 100% financing on machinery costs.
- Machinery quotation
- KYC documents
- Income Tax Returns
- Audited financial statements
- Bank statements
- Purchase orders or GST returns (if applicable)
Our SDS Fin Advisory LLP team sees to it that your papers are thorough and ready for the bank to prevent any delays in processing.
Yes, prior loans don't bar you from applying. Banks will examine your repayment history and your business cash flow. We assist you in planning the new loan so your EMI remains within reach and doesn't stress your current finances.
Yes, there are capital subsidies of up to Rs. 35 lakhs and interest subsidies of 5-7% on machinery loan for new business under the Aatmanirbhar Gujarat Subsidy 2022.
Apply Now and Get Your Loan Disbursed in as Little as 10 Days!
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