Fuel Your MSME Growth with SIDBI Loan Agents – SDS Fin Advisory LLP

₹ 0 + Cr Loan Sanctioned

₹ 0 + Cr Subsidies

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Since 2001

Every ambitious business reaches a point where the next leap requires serious investment- whether it’s land, factory sheds, advanced machinery, or green energy solutions. For most MSMEs, arranging that funding is the toughest barrier.
Our SIDBI loan agents at SDS Fin Advisory LLP specialize in helping entrepreneurs and established MSMEs access SIDBI loans with competitive interest rates and minimal collateral. Our team manages the paperwork, coordinates with lenders, and ensures you receive every eligible government subsidy so that your new project implementation becomes faster, smoother, and more cost-efficient.
What is the SIDBI Loan?
The Small Industries Development Bank of India (SIDBI) is the central Government’s nodal agency focused exclusively on MSMEs. Unlike traditional Banks, SIDBI designs tailor-made loan schemes to meet the unique requirements of micro, small, and medium businesses.
SIDBI MSME Loans can finance a wide variety of needs:
- Greenfield Projects: Launching brand new manufacturing units.
- Brownfield Expansions: Scaling up existing production facilities.
- Land Purchase and Construction: Acquiring plots and building factory sheds.
- Plant and Machinery: Procurement, installation, and modernization.
- Infrastructure & Electrification: Including MFA-related costs.
- Working Capital: Bridging operational cash flow gaps.
- 100% Finance for Machinery & Solar Power: Particularly beneficial for units planning for expansion and adopting renewable energy.
Why Choose Us for SIDBI MSME Loan?
Choosing the right loan product is only half the battle – structuring the proposal properly, preparing documentation, and claiming subsidies often determine how soon and how fast you get funds. That’s where we come in.
Our edge lies in two decades of hands-on experience in MSME finance and Subsidy procedures.
Here are our specialties that stand us apart:
- Supporting MSMEs on Bank finance and the Government Subsidies since 2001.
- Well-versed with SIDBI’s whole process from documentation to disbursement of the funds.
- From the SIDBI MSME loan to the Government subsidy. We have in-depth knowledge of capital, interest, power, SGST & other applicable subsidy & their process.
- Expert Team of CAs, MBAs, and Retired Govt. officers.
- Timely follow-up & guidance on each stage.
- Fast approval of the SIDBI loan as we have an expert team structuring the cost of the project, preparing a detailed project report to sanction disbursement, and approving the subsidy claims.
Looking for Stress-Free SIDBI MSME Loan Assistance?
Talk to Our Loan Expert NowKey Features of the MSME Business Loan
Feature | Details |
---|---|
Loan Coverage | Finance up to 75% of plant &machinery cost - 60% of construction cost |
Loan Tenure | 7-10 years |
Interest Rate | Start from 8.50% |
Moratorium Period | 6-18 months |
Collateral Security | Not required under specific CGTMSE & other MSME Schemes |
Subsidies | Capital, Interest, and Solar Subsidy under Aatmanirbhar Gujarat Subsidy Policy 2022 |
Sectors We Assist with SIDBI Loans
Engineering & Fabrication Units
- Engineering & Fabrication
- Auto Components / Auto Ancillary
- Electrical & Electronics
- Plastic Moulding / Injection Moulding
- Packaging Units
- Tooling and Die Casting
Textiles & Garments
- Spinning & Weaving Mills
- Knitting & Dyeing Units
- Garment Stitching Factories
- Printing & Embroidery Setups
Food & Agro Processing
- Flour, dal, and rice mills
- Cold Storage Units
- Spice & Oil Extraction Plants
- Dairy Processing Plants
- Fruit and Vegetable Processing
Chemical & Pharmaceutical
- API Manufacturing
- Formulation Plants
- Chemical Mixing and Blending Units
- Ayurvedic/Herbal Units
Printing & Paper
- Corrugated Box Units
- Label & Offset Printing
- Paper Cone/Tubing Units
Construction & Building Material
- Fly Ash Bricks / AAC Blocks
- Cement Product Manufacturing
- Precast/Readymix Concrete Plants
Woodworking & Furniture
- Modular Furniture Manufacturing
- Panel Processing Units
- CNC Woodcutting
Other MSMEs
- Renewable Energy Components
- Rubber & Leather Goods
- Metal Works
- Medical Device Manufacturing
- Industrial Automation & Robotics
Find Your SIDBI Loan Agent Today
Get Started NowOnce you submit, our team will review your details. If you're eligible, we’ll call you to guide you through the next steps.

Case Study Engineering Unit Expansion
A mid-sized engineering company in Gujarat had ambitious plans to modernize its plant with ₹6 crore worth of plant & machinery. We arranged a SIDBI loan of Rs. 6 crore, which is 100% of the cost, and that is without any collateral security under the special MSME SIDBI scheme. Also, the company benefited from all the government subsidies under the Aatmanirbhar Subsidy Scheme 2022.
Engineering Unit Expansion
A mid-sized engineering company in Gujarat had ambitious plans to modernize its plant with ₹6 crore worth of plant & machinery. We arranged a SIDBI loan of Rs. 6 crore, which is 100% of the cost, and that is without any collateral security under the special MSME SIDBI scheme. Also, the company benefited from all the government subsidies under the Aatmanirbhar Subsidy Scheme 2022.
What Our Clients Say About Us

“We’re grateful to SDS for their expert Guidance in helping us achieve our financial goals. Their professional and responsive team made the entire process seamless. Highly recommended.”

“What makes SDS different is their CA and MBA-qualified team and in-house service from bank finance planning to Government subsidy. When our subsidy claim was due. They followed up consistently and even guided us on documentation without us asking. Highly trustworthy and efficient team.”
Frequently Asked Questions
What will be the interest rate for SIDBI Loans?
The rates start at 7.5-8% and with subsidies, the effective interest can be as low as 3-4%.
How much of the project cost can SIDBI finance?
SIDBI generally funds 75% of plant & machinery and 60% of construction cost. For certain expansions, 100% machinery finance is possible.
What is the usual processing time?
Depending on documentation and project complexity, it takes 20-45 working days.
What documents are required to apply for a loan?
- Detailed Project Report (DPR)
- CMA data
- Audited financial statements
- KYC papers of the promoters and the business
- Machinery quotations
- Collateral details, if applicable
Can I get a SIDBI loan for solar installation in the factory?
Yes. SIDBI offers 100% financing for solar installation in your factory under the special MSME Scheme for solar.
The rates start at 7.5-8% and with subsidies, the effective interest can be as low as 3-4%.
SIDBI generally funds 75% of plant & machinery and 60% of construction cost. For certain expansions, 100% machinery finance is possible.
Depending on documentation and project complexity, it takes 20-45 working days.
- Detailed Project Report (DPR)
- CMA data
- Audited financial statements
- KYC papers of the promoters and the business
- Machinery quotations
- Collateral details, if applicable
Yes. SIDBI offers 100% financing for solar installation in your factory under the special MSME Scheme for solar.
Quick Approval for Your SIDBI MSME Loan – Apply Now!
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